Your expertise is your business. What protects you when your expertise is challenged?

Let’s talk about Professional Indemnity Insurance – your safety net in a world of risks.

What Is It?

Professional Indemnity Insurance covers you when a client claims your service, advice, or work caused them loss.

It helps with:

• Legal defense costs
• Compensation payouts
• Reputation protection

Who Needs It?

If you give expert advice or services, you need it.

• Consultants
• Doctors
• Accountants
• Engineers
• Designers
• Architects
• Legal & IT
• Professionals

Real Risks?

Yes, even honest mistakes can lead to lawsuits:

• A contract error
• A miscalculation
• A flawed design
• Miscommunication with a client

Are you covered if this happens?

What It Covers?

• Negligence (actual or alleged)
• Breach of duty
• Incorrect advice
• Errors or omissions
• Confidentiality breaches
• Legal costs & settlements

What Doesn’t It Cover?

• Intentional wrongdoing
• Employee injuries (use Workers’ Comp)
• Property damage (use General Liability)
• Cyberattacks (use Cyber Insurance)

That’s why combining the right covers is key!

Why It Matters?

Your reputation and business could be ruined by one claim.

Don’t wait until something goes wrong.

PI Cover = Professional responsibility + smart protection.