Specialized Industry Coverage

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Specialized Industry Coverage

1Professional Indemnity Cover

Offers protection to professionals (e.g., doctors, auditors, engineers, IT specialists) against claims of negligence, errors, or omissions in their work. Essential for licensing in many regulated sectors in Botswana.

2Agriculture & Livestock Insurance

Covers crops and livestock against risks like drought, disease, fire, and theft. Tailored to Botswana’s agricultural sector, including commercial and smallholder operations.

3Directors & Officers (D&O) Liability

Protects company directors and senior management from personal liability for wrongful decisions or negligence in the course of their duties. Increasingly important in Botswana’s corporate governance environment.

4Environmental Liability Insurance

Covers the cost of environmental clean-up, third-party damages, and legal defense arising from pollution or environmental damage. Suitable for industries such as mining, manufacturing, and energy.

5Medical Malpractice Insurance

Provides cover for healthcare providers against patient claims of negligence, misdiagnosis, or injury. A regulatory and reputational necessity in Botswana’s growing private healthcare sector.

6Single Project Professional Indemnity

Covers consultants, contractors, and designers against errors in a specific construction or engineering project. Often required for tenders or large-scale developments.

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